Financial well-being
A 0–100 index that shows how peace of mind and control over money change from start to finish.
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Smart decisions about your money.
Financial well-being, university preparation and crafts: online and hybrid courses with a verifiable certificate.
Find your program
Courses for your life and your work.
All courses are taken on our online academy. To enroll you need the course’s enrollment key; if you don’t have one, write to us.
Choose an area
Short lessons, real cases, self-checks and a verifiable certificate. Hybrid programs combine the platform with in-person sessions. Programs marked “Spanish” are taught in Spanish only.
Families between Mexico and the United States
- Your Money, Your Family, Your FutureEN · ESFamilies between Mexico and the United StatesSee →Fact sheet (PDF, in Spanish)
- Back Home, Your Money, Your FutureHybridEN · ESPeople returning from the United StatesSee →Fact sheet (PDF, in Spanish)
- Tu Temporada, Tu Dinero, Tu FuturoHybridSpanishSeasonal farmworkers in Canada and the United StatesSee →Fact sheet (PDF, in Spanish)
Your own business
- Tu Negocio, Tu Dinero, Tu Futuro · MéxicoSpanishSmall businesses and the self-employed in MexicoSee →Fact sheet (PDF, in Spanish)
- Your Business, Your Money, Your Future · U.S.EN · ESLatino-owned businesses in the United StatesSee →Fact sheet (PDF, in Spanish)
- Tu Idea, Tu Dinero, Tu FuturoSpanishYoung entrepreneurs (18 or older)See →Fact sheet (PDF, in Spanish)
Work
- Tu Ruta, Tu Dinero, Tu FuturoSpanishDelivery workers and app-based driversSee →Fact sheet (PDF, in Spanish)
- Tu Trabajo, Tu Dinero, Tu FuturoSpanishDomestic workersSee →Fact sheet (PDF, in Spanish)
- Tu Turno, Tu Dinero, Tu FuturoSpanishPeople who work in shiftsSee →Fact sheet (PDF, in Spanish)
- Tu Talento, Tu Marca, Tu FuturoSpanishPeople who work in entertainmentSee →Fact sheet (PDF, in Spanish)
Women and older adults
Farming and regions
- Tu Cosecha, Tu Dinero, Tu FuturoHybridSpanishFarmers and agricultural producers who already produce and sellSee →Fact sheet (PDF, in Spanish)
- Tu Comunidad, Tu Dinero, Tu FuturoHybridSpanishIndigenous communitiesSee →Fact sheet (PDF, in Spanish)
- Tu Costa, Tu Dinero, Tu FuturoHybridSpanishAfro-Mexican communities on the Costa ChicaSee →Fact sheet (PDF, in Spanish)
We are preparing courses for the university admission exam in Mexico (EXANI-II). Write to us if you would like to hear when they open. These are independent Desarrolla Talento courses, not affiliated with, sponsored or endorsed by Ceneval.
Online and at your own pace, for adults 18 and over: step-by-step technique, safety, a shopping list of materials and a worksheet to work out your cost and your price. When you finish, you can continue with Tu Idea or Tu Negocio. Taught in Spanish.
Results
What we measure and publish.
Every participant answers an anonymous survey at the start and another at the end, with the same core questions. When a program has an end date agreed with an organization, we also follow up at 30 and 90 days.
Habits and actions
What people do afterwards: make a budget, start saving, check their retirement account or use a support program.
Progress and certificates
How many people move through each module and how many finish with a certificate.
Recommendation
How likely participants are to recommend the program and what they would improve.
We publish a report for each program when a cohort ends, always in aggregate: never data about an individual or about groups smaller than five, and we never compare groups by race or origin. The first results will be published when the first cohort finishes.
The context, from official data
United States44%growth in the number of Latino-owned businesses with employees between 2018 and 2023.Stanford GSB, 2025
United States62%of Hispanic adults say they are doing okay or living comfortably financially.Federal Reserve, 2025
MexicoUS$61.8 billionin remittances reached Mexico in 2025: financial decisions made by families across two countries.Banco de México, 2025
Mexico76.5%of people aged 18 to 70 already have at least one formal financial product.INEGI and CNBV, ENIF 2024
Mexico34.2%of women have a retirement savings account (Afore). Saving in your own name is a step you can take today.INEGI and CNBV, ENIF 2024
Indigenous and Afro-Mexican communities7.4 millionpeople speak an Indigenous language; their communities sustain farming, trade and culture.INEGI, 2020 Census
Indigenous and Afro-Mexican communities2.6 millionpeople identify as Afro-Mexican, with deep roots in regions such as the Costa Chica.INEGI, 2020 Census
Would you like to bring a program to your organization or community?
Write to us and let’s talk.
hola@desarrollatalento.com